Sell the monthly payment,
not the sticker.
Every estimate can show a monthly payment right under the total. One tap checks offers from 20+ lenders on the Acorn Finance marketplace — a soft credit pull that doesn’t touch the homeowner’s score. They get funded, they pay you like a cash customer, and you were never a party to the loan.
They didn’t say no.
They said “let me think about it.”
Most homeowners don’t have twelve thousand dollars sitting in checking. They have a monthly budget. Show them the total and you’re asking a question they can’t answer today; show them the payment and you’re asking one they can. Same job, same price, a decision they’re able to make while you’re still standing there.
The number that closes the job
A $12,000 system replacement is a wall. A hundred and something a month isn’t. The payment sits on the approval page directly under the total, at the exact second sticker shock happens.
Say it the way your shop says it
Monthly, weekly, or per day. Turn on the plain-English phrasing and a small job reads “for about a coffee a day,” with the real number right beside it. The phrases are yours to edit.
You are never on the loan
These are unsecured personal loans from the lender to the homeowner. You aren’t a party to it and you carry no liability. No dealer fees, no subscription, no holdback shaved off your ticket.
Sign up once, nobody gets turned down
You register your company under our Acorn partner account — a few minutes, and approval isn’t a hurdle, because the credit risk sits with the lender and the homeowner. Paste your link into settings and every estimate picks it up.
On the PDF, with a QR code
The financing strip prints on every estimate PDF alongside a QR code that opens the application with the project amount already filled in. Leave it on the counter and they can apply after you’ve driven off.
You see who applied
Applications come back and attach to the estimate — applied, offers received, funded. So you know whether this one needs a price conversation or just an install date.
Other people charge you
to offer financing.
Dealer fees on a financed ticket routinely run into the thousands. Here there are none, and no subscription either — it’s part of the flat price, because the loan is between the lender and the homeowner.
Financing is provided by lenders on the Acorn Finance platform, not by Run a Call or by your company. Example payments on this page are illustrative: $18,000 financed at 8.94% APR over an 84-month term is $289 per month. Actual rates and terms depend on credit approval and vary by lender; not all applicants qualify. Checking offers is a soft credit inquiry and does not affect the homeowner’s credit score. Loan amounts range from $1,000 to $100,000.